"Helping Life & Health Agents Close More, Earn More"

 2. Reduce Chargebacks by Strengthening Client Affordability
Chargebacks can be one of the most frustrating parts of selling Life or Health insurance—especially when cancellations stem from budget concerns. Our partnership helps protect your sales on the back end. When you refer your clients to us for Auto and Home insurance quotes, we often uncover monthly savings that can be used to fund the policies you’ve just written. This added financial flexibility means clients are less likely to cancel due to cost, helping you retain more business, reduce chargebacks, and protect your commission. It’s a win-win: your clients stay covered, and your sales stay secure .

 3. Create a New Stream of Monthly Income to Fuel Your Agency
Every Life and Health insurance agent needs a consistent marketing budget to keep their pipeline full—but funding that growth isn’t always easy. By partnering with us and referring your prospects for Auto and Home insurance, you can turn those referrals into a steady stream of monthly income, often ranging between $500 and $2,000 or more, depending on your activity. This added revenue can be reinvested directly into ads, lead programs, or team expansion, giving you more reach and more closes without taking away from your core business. And as your referral volume grows, we’ll even show you how to get P&C licensed yourself, allowing you to own the book and collect renewals for years to come. 

 4.  Build Long-Term Residual Income by Expanding Into P&C
Life insurance offers strong up-front commissions—but once the policy is written, the income stops. That makes it hard to grow a truly sustainable book of business over time. By getting licensed in Property & Casualty (P&C), we’ll show you how to retain the referrals you’re already sending and turn them into your own long-term clients. With P&C, you’ll build renewal income that pays you every month—creating lasting financial momentum for your agency.  

5. You’ve Already Overcome the Hardest Part — Now Maximize It
No matter what type of insurance you sell—Life, Health, Auto, or Home—the toughest part is always the same: getting in front of the prospect. But as a Life or Health agent, you've already done the hardest work. You’ve made the contact, earned their time, and most importantly, built trust. So why not leverage that momentum? When you're already sitting across from a client, let them know you're a broker for all lines—and that you can also help them save on their Auto and Home insurance. You're not just a Life agent. You're not just Health. You're an all-lines advisor, and that means you can bring more value to every household you meet.  You concentrate on your product and let us build your book with ours.

And here’s the best part: referring is simple. You don’t have to quote it, sell it, or service it—we do all of that for you. We specialize in Auto and Home, and you stay focused on what you do best. Just make the connection, and we’ll handle the rest while you benefit from stronger closes, added income, and more reasons for your clients to stick with you.

Referring your clients for Auto and Home insurance is easy peasy, lemon squeezy—seriously. We coach you on what to say, give you simple scripts, and the whole process takes about two hours a month. The hardest part? Emailing us your client’s name. We take care of quoting, selling, and servicing. You stay focused on closing your Life and Health sales.

Here’s how simple the conversation can be:

"Hi Mr. and Mrs. Jones, I’m an insurance advisor for all lines of insurance, auto, home, business, and life.  I  have a team that specializes in these products so just something to keep in mind as we move forward.  Today though we will be focusing on life insurance."
 

If they’re interested now, great. If not, you circle back at the end, especially if price becomes an objection:

"Remember, we touched briefly on us being an all-lines brokerage.  I understand price can be a  big issue but I also do know how important this policy and coverage is to you.  Let me quickly check your Auto and Home insurance and see if we can free up some savings. We can apply that toward your Life or Health policy. I already have your info—just tell me what vehicles you both drive and I can have my specialist work on that for you. He will email over to you the quotes and if they look good, GREAT!, if not just toss it in the recycle bin."
 

Or simply wrap the appointment like this:

"Thanks again for your business today. Would you also like us to take a look at your Auto and Home to see if we can save you some money there too? Many times my guys back in the office are able to save enough monthly to possibly pay your life policy."
 

That’s it. No extra work. No pressure. Just a natural part of the conversation—and a big opportunity to help your clients and build your income.